Tyres and Car Insurance

Car insurance usually doesn’t cover harm to your tyres caused by braking, punctures, cuts or bursts. This means that the general wear and tear of tyres cannot be claimed for on your insurance and you can’t make a claim if the tyre is punctured, cut or bursts. Since tyres are not usually protected on your car insurance, it is necessary that you keep them be well protected.Michelin

Tyres provide traction and friction on the road, which stops your car from sliding or losing control whilst driving. The surface of the tyre is covered in a pattern or ‘tread’ to raise the area and boost the traction between car wheels and the trail. If you’re driving in wet or icy conditions this increased traction could be essential when it comes to controlling the car. 

A new tyre has a tread of 8mm depth and you should change your car tyres when the tread is worn to below 2mm, or when you see damage to the tyre surface. If you suffer a flat tyre, your car tyre will also need changing if it can’t be repaired. By law, car tyres should have a tread of at least you. 6mm depth across three quarters of the tread width, around the full circumference of the tyre. If you take your car for an MOT, for example and the tread is less than this, your car will fail its MOT. In fact, in line with the Vehicle and Operator Services Agency, defective tyres and wheels was the reason for a fifth of all GENTEMOT failures in 2007.

You can check your tyres are in good condition by regularly looking them over. Just walk around the car and look at the surface of the tyres. You can check there are no razor-sharp objects in the tyre itself and also evaluate the tread to ensure it’s not worn down by overuse. You’ll only need to check out your tyres once a month roughly before you get started to see small changes in how your tyres look. You can then do something to protect your tires just as your car insurance protects the others of your car.

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